Friday, November 27, 2015

Budget Reboot Before the Holidays

My budget has been a little too flexible in the last year. Once we settled into our house in December 2014, I began to be a little more lax on our budget. Oh, I spent $50 too much in one category of my budget? I'll just increase the budget... That will make up for my mistake... Right? HELL NO! It doesn't erase bad behavior and today my friend posted a quote that reminded me of this.

So, as the holiday season approaches, what are you going to do? Are you tracking your spending? Are you counting your debts and making a plan to pay them off, or are you oogling all the pretty things you don't need and can't afford this holiday season? About three years ago, I decided to pay off our student loans, and we totally did that. Then we saved for a house, and we're now in it. But now we have two car payments that I'd rather not have and another small debt I'll be paying off next month.

Let's do this. Stay strong. Budget like crazy. And keep your eyes on the prize: financial freedom.